Gemstar Capital Group provides access to bridge loans, multifamily financing, construction lending, and structured capital from $1M to $250MM — connecting you with the right lender for every deal.
We source and structure capital for real estate investors and developers across every asset class. Our lender relationships deliver speed, flexibility, and terms that work for your deal.
Short-term financing for acquisitions, value-add repositioning, and transitional assets. We match each deal with lenders who can move quickly and structure flexibly.
Acquisition and refinance capital for apartment communities — from small portfolios to large complexes. We connect sponsors with lenders who understand multifamily cash flow.
Ground-up and substantial renovation financing with milestone-based draw structures. We place construction deals that conventional lenders won't engage.
Debt placement for retail, office, industrial, hospitality, and mixed-use properties. Stabilized, value-add, and opportunistic — we source capital across the risk spectrum.
Rehab financing for residential investors running active renovation programs. Fast approvals, streamlined draws, and structures built around your flip timeline.
Complex capital stack solutions for sophisticated transactions. When the deal doesn't fit a conventional mold, we identify and structure the financing that makes it work.
Gemstar Capital Group is a commercial real estate finance firm headquartered in Manchester, New Jersey, placing debt and structured capital for investors and developers across the country. Founded and led by Joshua Horowitz, the firm was built on a straightforward premise: every borrower deserves direct access to a knowledgeable advocate — someone who knows the market, knows the lenders, and works to get your deal closed.
Joshua began his career in commercial real estate finance at Eastern Union Funding in 2011, where he spent nearly a decade developing deep expertise across every asset class and financing scenario. In 2019, he founded Gemstar Capital Group to deliver the same institutional-level execution with the responsiveness and personal attention that only a principal-led firm can provide.
"Every deal we take on gets personal attention. We don't just submit applications — we position your deal to get it closed."
— Joshua Horowitz, PrincipalOver the course of his career, Joshua has negotiated and financed over $3 billion in loans spanning every asset class and every financing scenario — from straightforward bridge loans to complex structured transactions that required creative capital solutions. That depth of experience is what every Gemstar client has access to from day one.
Borrowers return to Gemstar Capital Group because we deliver honest guidance, competitive terms, and closings that happen when we say they will.
Our process is built for speed without sacrificing diligence. We communicate at every step and manage the lender relationship so you can focus on your deal.
Share the property details, loan request, and business plan via our contact form or email Joshua directly. No formal package required at this stage.
Joshua reviews your deal personally and identifies the best-fit lenders from our network. We present financing options — rate, structure, LTC, and key terms — within 48 business hours.
We prepare and submit your deal package to the selected lender, managing the diligence process on your behalf. We coordinate all requests and keep you informed throughout.
We stay involved through closing, coordinating with the lender, title, and legal counsel to ensure smooth execution. Funds wire on closing day — no last-minute surprises.
Urgent timeline? For time-sensitive acquisitions requiring an accelerated close, contact Joshua directly at josh@gemstarcapitalgroup.com. We have placed and closed transactions in under 10 business days when the deal required it.
Submit your deal details and we will respond within one business day. For time-sensitive transactions, email Joshua directly — every inquiry receives a personal response.
— Joshua Horowitz, Principal, Gemstar Capital Group